Carrier markets2027 records
2027 CMS MARKET INTELLIGENCE Continuously updated
Medicare Advantage
Market Dashboard
Final CMS county-level plan availability plus agent-focused First Looks, market movement and member-fit guidance.
MARKET SNAPSHOT
Where first looks stand
First looks inReceived or revised
FinalizedConfirmed for use
States populatedWith carrier records
FINAL 2027 CMS COUNTY DATA
County market explorer
Review every Medicare Advantage plan listed by CMS across all counties in the nine tracked states.
AGENT SELLING VIEWKnown noncommissionable and suppressed plans are removed, along with Florida Blue. Partial-status plans remain flagged. Verify every remaining enrollment in Connecture or the current carrier portal.
PUBLIC-SOURCE RESEARCH • UPDATED SEPT. 30, 2026
Open CMS outlook What to expect across the industry
Lower average premium, not necessarily richer benefits
CMS projects the national weighted average MA premium at $12 for 2027, down from $14.37. Agents still need to compare copays, MOOP, givebacks, allowances, networks, and formularies.
CMS 2027 outlookTraditional MA is contracting in many markets
Major carriers reduced individual MA offerings while many continue to emphasize Special Needs Plans. Expect more county exits, consolidations, and members who need a fresh comparison.
Healthcare Dive analysisHumana appears to be making the deepest pullback
Public reporting points to a substantial Humana footprint reduction for 2027. Do not assume a current plan renews unchanged; verify the member's county, plan crosswalk, network, and total costs.
Reuters market reportAgent takeaway
A lower premium headline does not mean a member will keep the same plan, providers, drugs, copays, or extra benefits. Use the market signals to prioritize outreach, then verify each member against final 2027 documents.
CMS STATE LANDSCAPE
CMS release: Sept. 28, 2026Georgia first, plus every tracked state
GA
GEORGIA 2027 PUBLIC SNAPSHOT
Average premium falls to $2.99
Georgia moves from 166 to 161 MA plans. CMS reports statewide access to both an MA plan and a $0-premium option, but county and plan-level availability still must be checked.
−$3.56 average premium change−5 plan count change100% $0-premium access
| State | Avg. premium | Plans | MA access | $0-premium access |
|---|---|---|---|---|
| GAGeorgia | $2.99$-3.56 vs. 2026 | 161-5 vs. 2026 | 100% | 100% |
| COColorado | $9.10$-2.57 vs. 2026 | 104-3 vs. 2026 | 100% | 96.5% |
| OHOhio | $9.00$-3.12 vs. 2026 | 180-32 vs. 2026 | 100% | 100% |
| FLFlorida | $2.13+$0.30 vs. 2026 | 560-51 vs. 2026 | 100% | 100% |
| TNTennessee | $11.73$-0.79 vs. 2026 | 155+23 vs. 2026 | 100% | 100% |
| TXTexas | $4.27+$0.33 vs. 2026 | 421-2 vs. 2026 | 100% | 100% |
| LALouisiana | $6.71$-5.80 vs. 2026 | 124+13 vs. 2026 | 100% | 100% |
| ARArkansas | $1.47$-0.65 vs. 2026 | 84-7 vs. 2026 | 100% | 100% |
| MSMississippi | $4.08$-7.10 vs. 2026 | 102+9 vs. 2026 | 100% | 100% |
State totals are directional market context. They do not replace county, contract, plan, provider, formulary, or eligibility verification.
GEORGIA CARRIER FIRST LOOK • CONTRACTED AGENTS ONLY
Verify with carrier Wellcare active-plan watch
Preliminary 2027 agent materialFive currently active listings are summarized below. Filings marked suppressed by Wellcare are excluded. Availability and benefits may change.
PPO D-SNPH0111-004
Dual Access Open
Who may be a good fit
FBDE, QMB, QMB+, or SLMB+ members who value PPO flexibility and protected in-network medical cost shares.
Benefit direction
$0 premium; $9,850 in-network MOOP; $14 monthly Spendables; $4,000 comprehensive dental; $300 vision; $500 hearing per ear.
Agent must verify
Confirm the member's Medicaid level, county, provider participation, and out-of-network exposure.
HMO-POS D-SNPH1112-033
Dual Liberty
Who may be a good fit
FBDE, QMB+, or SLMB+ members prioritizing a larger monthly allowance and stronger dental, vision, and hearing support.
Benefit direction
$0 premium; $9,850 MOOP; $151 monthly Spendables; $5,000 comprehensive dental; $400 vision; $1,000 hearing per ear.
Agent must verify
QMB-only is not listed. Confirm Medicaid category, network fit, and whether conditional SSBCI uses apply.
HMO-POS MAPDH1112-039
Simple
Who may be a good fit
Value-conscious members who want predictable office-visit copays and broad supplemental benefits.
Benefit direction
$0 premium; $8,500 MOOP; $0 PCP / $25 specialist; $17 monthly Spendables; $3,000 dental; $200 vision.
Agent must verify
Compare the $700 drug deductible on tiers 2 through 5, formulary, hospital copays, and network.
HMO-POS MAPDH1112-044
Simple
Who may be a good fit
Members seeking a $0-premium MAPD option with a lower specialist copay and usable dental coverage.
Benefit direction
$0 premium; $8,500 MOOP; $0 PCP / $20 specialist; $16 monthly Spendables; $3,000 dental; $100 vision.
Agent must verify
Compare county availability, the $700 drug deductible on tiers 2 through 5, drugs, and providers.
HMO-POS MA-onlyH1112-034
Patriot Simple
Who may be a good fit
Veterans with creditable VA drug coverage who do not need Part D included and want predictable medical copays plus extras.
Benefit direction
$0 premium; $3,400 MOOP; $0 PCP / $0 specialist; $95 monthly Spendables; $5,000 dental; $400 vision.
Agent must verify
No Part D coverage. Confirm creditable drug coverage, VA coordination, network, and total medical costs.
Source checked Sept. 30, 2026. This is an agent training summary, not an enrollment recommendation or a substitute for the carrier's final evidence of coverage, formulary, provider directory, or eligibility verification.
QUICK START FOR AGENTS
Fit first. Benefits second.
Start with eligibility and the member’s situation. Then compare the benefits that solve that need—without treating a headline benefit as proof that the plan is the right match.
01Confirm the gateCounty, Medicare status, Medicaid level, or qualifying condition.
02Find the real needProviders, prescriptions, medical use, budget, and everyday supports.
03Test the tradeoffsPremium, cost shares, network rules, formulary, and benefit limits.
04Verify before recommendingUse final carrier materials and the member’s actual details.
New-agent guardrails$0 premium does not mean $0 total cost.A giveback can be outweighed by medical or drug costs.No “high-Rx fit” is final until every medication and pharmacy is checked.Extra Supports and SSBCI benefits are conditional, not automatic.
CARRIER DIRECTORY
0 results